Ryan Howard
Your Home Loan Expert
When you’re ready to build, buy, or refinance your home, you deserve the utmost care. Ryan Howard brings passion and expertise to help you on your mortgage journey, especially with first time homebuyers and conventional loans.
A Loan Expert by Your Side
As a direct local lender, Mann provides borrowers with more customized loan options and more personal service than a big online lender can. In addition to federal and nationwide loans, we also offer unique state and local financing options. I’ll meet with you, review your current financial situation, go over your home financing plans, and together we’ll find the right loan to help you achieve your home ownership, home construction, renovation, or refinance goals!
Testimonials
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★★★★★
4.9/5 Rating | 16K Reviews
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Get pre-qualified with Ryan with our online mortgage application. It's simple, fast & secure.
Local Home Loan
Expertise & Service
Our most popular loan options
By far, the most popular type of home loan. Borrow up to 97% of the home’s value. Private mortgage insurance required for down payment of less than 20%.
Designed to help borrowers with low-to-moderate income or low credit purchase a home. Down payment as low as 3.5% and available to those with low credit scores.
MannMade construction and renovation loans exclusively through Mann Mortgage. 0-5% down payment, lock in the best interest rate, monitor construction spending online, and save time and money with a one-time close.
Available to assist active service members, veterans, and surviving spouses in buying, building, and retaining a home. 0% down payment and properties must meet VA guidelines.
Refinance to get a lower rate, get cash out, shorten your term, or change the type of loan you have.